insurance
Insurance definition of life:
Defines insurance as a social system to reduce the risk show him the individual by grouping like-hazards and the distribution of the financial burden on earned on all of the participants have these meanings noble human manifested itself most clearly in the first shapes that are on the basis of which engage in the insurance business, such as associations of burial when the ancient Egyptians and the system securing convoys on my journey of winter and summer when the Arabs.
The emergence of life insurance and its development:
Aattabraltoman on the life of the oldest types of insurance such as insurance Maritime, which is the oldest types of insurance since he was believed on the lives of the ship's captain in the same insurance policy on the ship.
He was known for hundreds of years in some of the country's ancient civilization such as Egypt, China and India that some groups cooperate among themselves to ease what is under its family of need and deprivation upon the death of breadwinners and by providing subsidies and financial aid to members of the bereaved family, but this aid was mostly not enough to compensate financially the family for the loss of a breadwinner as well as where the prejudice to human dignity, therefore turned thinking afterwards to look for a better way to compensate the family for the loss of a breadwinner, and here the idea arose insurance head of the family at death and the first document of the life insurance issued by individuals in London in 1582 on someone's life for another person in the event of his death during the period of 12 months.
In the year 1693 the development of a sports scientists schedule of life Mortality Table This table was used in 1755 in a free secure insurance for life on the basis of the age of the insured at the start of the insurance premiums, and so the latest major development in the life insurance industry.
Insurance was not known in the Arab countries, but late last century and early this century.
Cooperation and life insurance:
The insurance system mainly based on the principles of cooperation and interdependence and solidarity between the individuals involved in the system, which calls for not leaving the individual bad luck that risk come true for him Ana alone under the burden of the loss, but does everyone to contribute to the unsustainable and therefore achieves insurance system a great benefit not only to subscribers but it extends to the whole of society.
Insurance and cares of life cover those types of hazards to the same person, such as death and disability kidney sustained and retirement, which entails achieved was due to the work entirely of income and permanent has recently increased the importance of life insurance as an inevitable result of increasing the relative importance of the component work as a major source, if not only for income in addition to the weakness of family ties and lack of benefits of social insurance systems for providing so much of the advantages achieved when these hazards commensurate with the income that was earned by the individual before achieved.
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